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Thursday, January 27, 2011

Teen Auto Insurance Rates


To express that teen auto insurance rates are high can be an understatement. However, there are methods you can lower car insurance rates for teens.



Here are tips for Lowering teen car insurance rates…



1. KEEP THEIR MILEAGE DOWN…



Mileage is really a strong element in calculating your risk for an insurer. The greater time she or he spends behind wheels the more his/her risk to a insurance company.



2. ENCOURAGE THEM TO GET High gpa’s…



Taking their studies seriously will attract reduced teen car insurance rates. The rationale for this is that students who are serious with their studies are generally less reckless.



3. Make certain THEIR CAR HAS SAFETY FEATURES…



Make sure you get a car that’s equipped safety devices. Because they will keep their vehicle safer they may be thus considered better risks by insurers. Those cars you can get reduced premiums.



4. LET THEM USE SMALLER INEXPENSIVE CARS…



Go for a cheaper car should you truly want cheaper teen car insurance rates. There are cars which are expensive to insure. Use a similar vehicle that’s less expensive to insure. A costly car will typically cost more to insure.



5. Allow them to TAKE COURSES IN DEFENSIVE DRIVING…



There exists a kind of driving called defensive driving. Get a teen competed in defensive driving. Defensive driving lessons that are recognized by your vehicle insurance provider will surely lower your teen’s auto insurance quote.



6. RAISE THEIR DEDUCTIBLE…



Lift up your teenager’s deductible. The larger their deductible the lower their teen car insurance rate. Just note that If you make an incident, your insurer will watch for you to pay this amount before they’ll share the agreed compensation. .



7. GET QUOTES…



It is possible to realize savings that could reach over $2,000 on your teenager’s car insurance policy by getting teen automobile insurance quotes from quote sites. You’ll realize savings if you go to only one quotes site. But keep this in mind, you’ll get better results by using at least three. The easy reason for this is that you’ll obtain additional quotes from a wider range of insurers. This provides you a broader basis for doing better comparisons thus boosting your chances of getting lower teen car insurance rates.

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